Terms of Service

1. Acceptance of Terms

By accessing or using CalcHub ("the site"), you agree to be bound by these Terms of Service. If you do not agree to these terms, do not use the site. These terms apply to all visitors and users of CalcHub.

2. Description of Service

CalcHub provides free online calculators for informational and educational purposes. The site covers finance, health, everyday math, and related topics. All calculations are performed in your browser. No account or registration is required to use any calculator on this site.

3. Accuracy Disclaimer

CalcHub uses standard, publicly documented mathematical formulas. However, results are provided for informational purposes only and should not be relied upon as professional financial, medical, legal, or tax advice.

Financial calculations do not account for all fees, taxes, insurance costs, or lender-specific terms. Health calculations are not a substitute for evaluation by a licensed medical professional. Always verify important calculations with a qualified professional before making decisions.

4. Limitation of Liability

CalcHub is provided "as is" without warranties of any kind, express or implied. To the fullest extent permitted by applicable law, CalcHub and its operators shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from your use of the site or reliance on any calculation result. This includes, without limitation, financial losses, health decisions, or any other outcome resulting from use of the calculators.

5. Intellectual Property

The content, design, and code of CalcHub are owned by CalcHub and are protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from any part of this site without prior written permission, except for personal, non-commercial use.

6. Prohibited Uses

You agree not to use CalcHub to:

• Scrape, copy, or republish content without permission
• Attempt to interfere with the site's operation or security
• Use automated tools to access the site in a manner that places excessive load on servers
• Misrepresent the accuracy or source of any calculation result

7. Third-Party Advertising

CalcHub displays advertisements from third-party ad networks. These advertisements are provided by third parties and CalcHub is not responsible for their content. By using the site, you acknowledge that third-party ads may be displayed and that those ads are subject to the policies of the respective ad networks.

8. External Links

CalcHub may contain links to third-party websites. These links are provided for convenience only. CalcHub does not endorse and is not responsible for the content, accuracy, or practices of any external site. Visiting external links is at your own risk.

9. Changes to Terms

We reserve the right to modify these Terms of Service at any time. Changes will be effective upon posting to the site with an updated effective date. Continued use of CalcHub after changes are posted constitutes acceptance of the revised terms.

10. Governing Law

These Terms of Service are governed by and construed in accordance with applicable law. Any disputes arising from use of this site shall be resolved in accordance with applicable jurisdiction.

11. Contact

For questions about these Terms of Service, use the Contact page.